If you are a regular reader you will know Ben Reeve Lewis – my regular guest blogger who talks about his experiences as a tenancy relations officer in south east London.
However it now seems as if his worst opponents may not be the thug landlord with the lead piping, but organisations which we all use every day and which have (in the past anyway) generally been considered the acme of responsibility. I am talking of course, about our banks.
Our helpful banks
Banks have taken a bit of a dip in popularity recently. They are generally considered to have been the cause of the dire financial situation we all find ourselves in today. And yet despite having been bailed out by governments at huge expense (meaning that practically all public services are now being cut to the bone) they are still paying themselves enormous bonuses and carrying on much as normal.
And despite having been the recipient of financial aid themselves, they show little sympathy to ordinary citizens who fall into arrears with their mortgages. As described very clearly in Ben’s most recent TRO Confidential post on his mortgage repossession work.
“I’m not anti-banks, or anti-mortgage” I just think that when it comes to customers in mortgage arrears, service is poor, and the FSA agrees with me”.
The Homesavingexpert web site – helping with mortgage repossession
Having spent some time helping people and saving their homes from bank mortgage repossession, Ban has decided to share what he has learned, So he has written a report and set up a web-site, homesavingexpert.co.uk.
“Lenders will often tell people ‘If you cant pay we will repossess your home’, but there are many ways of avoiding repossession, they just never tell you what they are, that’s what my website and reports are about”
So if you are having problems with YOUR mortgage and are being threatened by your bank, it is a good place to go.
Whats on the site?
There are a number of free letters you can download to help you on your way, but the best thing is Bens report, priced at a very modest £6.
Being written by Ben it is, as you would expect, clear, and very readable. And he is on your side. It is a very helpful report. It will tell you exactly what you need to do. Almost as good as having Ben in the room with you.
The report will also be extremely helpful to advisors helping people threatened by mortgage repossession, and should be on the desk (or rather the computer screen) of every financial and CAB advisor. Solicitors doing this sort of work would also benefit from a copy as well.
But if you are having problems with your bank about your home and are threatened with repossession, do at least visit the web site.
“If I have one message for people in mortgage arrears it is this. Dont give up just because you are getting letters you dont understand from large companies – you probably have a lot more going for you than you realise’ “.