Here is a question to the blog clinic from John (not his real name) who is a tenant:
I am a tenant in a property which has recently gone into receivership, I have googled this and learned it means that the landlord has not paid his mortgage.
The first I knew about this was a notice posted on my door (which all my neighbours couls see) saying if I didn’t make contact within 7 days the locks would be changed. Obviously this was quite alarming, so I called the company and they have asked me to send them all my paperwork including my tenancy agreement.
They also want me to pay rent to them instead of my landlord. I let the property through an agent who reluctantly gave me his phone number, but he isn’t answering my calls.
I’m really confused and don’t know what to do, the receivership company are quite aggressive and I am worried that if I don’t do as they say then I will be evicted. Please help!
We had a new law come into force on this in October 2010 and, alhtogh your landlords mortgage company may have the right to evict you, they must give you at least two months to find somewhere else to go to.
My inclination woud be to wtihhold your rent until the situation is resolved. However don’t spend it – keep it safe in a special (ideally interest bearing) bank account, so it can be paid over promptly once you know for sure who you should be paying.
However long term, unless you can reach agreement with the receivers, you should look for somewhere else to live. Sorry!